What is an HOA assessment in Texas?

Short Answer

A Texas HOA assessment is a mandatory fee charged to homeowners to fund common area operations and other association expenses. Both regular (periodic) and special (one-time) assessments are generally enforceable under Texas law and the HOA's governing documents. Under Texas Property Code §209.0062, many Texas HOAs must offer payment plans before recording an assessment lien for delinquent assessments.

Relevant Texas Law

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Tex. Prop. Code §209.002 — Defines "assessment" under the Texas Residential Property Owners Protection Act.
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Tex. Prop. Code §209.0062 — Requires HOAs with more than 14 lots to offer payment plans before recording an assessment lien.

What this means for homeowners

Many Texas HOAs must offer a payment plan before recording a lien for unpaid assessments. If you are behind, request one in writing as soon as possible.

Review the HOA assessment schedule in your deed restrictions
If you are behind, send a written payment plan request to the HOA
Many Texas HOAs must offer a payment plan under §209.0062 — request one in writing
Make all plan payments on time to avoid lien recordation
Request an itemized statement if you believe you have been overcharged

Do I have a right to a payment plan before the HOA records a lien?

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What this means for board members

Texas law requires offering a payment plan before recording a lien. Document all plan communications.

✓ Where §209.0062 applies (14+ lot associations), offer a payment plan before recording a lien
✓ Document all payment plan communications and agreements in writing
✓ Apply payments first to the oldest assessment before applying to fees
✓ Follow the full notice process required by §209.0094 before recording a lien

Common Mistakes to Avoid

✕ Recording a lien without first offering a payment plan
✕ Applying payments to fees and penalties before the delinquent assessment
✕ Not documenting the payment plan offer in writing