HOA Liens and Collections in Texas: What Homeowners Need to Know
Texas law provides homeowners with significant protections against HOA collection actions. Property Code §209.0092 requires 30 days certified mail notice before a lien is filed. Under §209.0091, owners experiencing financial hardship can request a payment plan before collection proceeds to foreclosure.
Key Statutes
- Prop. Code §209.0092
- Prop. Code §209.0091
- Prop. Code §209.009
Questions covered in this guide
- Can my HOA put a lien on my property for unpaid assessments in Texas? Texas HOAs may record an assessment lien after following required notice steps under §209.0094. Learn your rights and ho…
- What is the 30-day notice before an HOA records an assessment lien in Texas? Before filing an assessment lien, Texas HOAs must follow a multi-step notice process under §209.0094. Learn your rights …
- Can my HOA foreclose on my home in Texas? Texas HOA foreclosure rights are limited by strong homestead protections. Learn when a Texas HOA can foreclose and what …
- Does my HOA have to offer me a payment plan before recording a lien in Texas? Under §209.0062, many Texas HOAs must offer a payment plan before recording an assessment lien. Learn how to request one…
- How do I pay off and remove an HOA assessment lien in Texas? To remove a Texas HOA lien, pay the amount owed and request a release. Learn the HOA's legal obligations after payment u…
- Can my HOA charge interest and late fees on delinquent assessments in Texas? Texas HOAs may charge interest and late fees on delinquent assessments if the governing documents authorize it. Learn wh…
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Ask the AI assistant →Last reviewed: 2026-05-07 · Version 2026.1